1051 Perimeter Drive
An EnneaPlan™ is Authentic Financial Planning, no cookie cutters allowed. Each plan is inherently different because each plan has to reflect you and work for you! This is what makes our job so awesome. We get to explore unique situations every day and craft custom strategies that build confidence. And of course, we always adhere to the CFP Board of Standards. This is how it works:
Here we define our respective roles in the process. We will list everything we will do for you along with your responsibilities so that we have the necessary information to accurately complete your plan. We will also confirm your goals and priorities for the engagement.
Whether it’s a shoebox, a stack of files dating from 30 years ago, a shopping bag or electronic documents (yes please), we will need access to information. We will provide you with an itemized list that you will need to gather for us. You can mail it, drop by for a coffee and leave it with our staff or securely upload to our double-encrypted cloud server.
We love this part! We will take a deep dive into your financials and begin to analyze everything based on our engagement scope. This may consist of reviewing current asset allocation & investment selection, tax situation, cash flow, debt servicing, retirement outlook, college funding outlook, estate planning, insurance and risk management to name a few. Simply put, we get to be nerds here and we love it.
Here we will present our findings, which will give you a clear understanding of where you stand in relation to your goals if you stay on your current path. We then will present our list of strategies which will help you pursue your goals. Think of us as your financial mechanics, we identify the issues with your financial engine and present strategies we believe will make it run more effectively.
A plan on paper is only worth the paper it is printed on. Without action, the whole process leads to nothing. Here we will outline the next steps and list of priorities in order of importance. Some of these items we will help you carry out and others we are happy to work with your existing professional relationships or we can refer you.*
Just like a home or a vehicle, if a financial plan isn’t maintained and monitored on a regular schedule, it tends to run into problems. There is no such thing as “set it and forget it”. We prefer to review our clients’ planning on an annual basis along with a semiannual “check-in”. As the Greek philosopher Heraclitus said, “change is the only constant in life.”
*You are under no obligation to use the services of any of the entities referred, and may choose any qualified professional to provide services. These entities and their services are not affiliated with LPL Financial and Ennea Wealth Solutions.